Borrow To Invest

The Benefits of Borrowing to Invest

Borrowing to increase your returns

Borrowing to invest is one of the most powerful tools you can use for increasing your long-term wealth. In the same way as you would borrow to fund some of your investment in real estate, you can borrow to help fund your investment in shares, using them as security. The increased amount that you are able to invest could multiply your returns if your portfolio’s value increases.


Diversifying your portfolio to reduce risk


Diversification reduces the volatility of your investments. RHB Bank SMF can enable you to diversify your portfolio by providing a larger pool of money to invest in a wider range of shares or other investments.

RHB Bank SMF Competitive Offerings

  • Accept MOST OF THE STOCKS listed on Bursa Malaysia
  • Accept INDIVIDUAL as well as CORPORATE applicant that meets our qualifying criteria
  • CHEAPEST upfront cost of RM30 (for individual applicant) or RM40 (for corporate applicant)
  • FREE from processing fee, commitment fee, annual renewal fee and rollover fee
  • NO MINIMUM cash / fixed deposit / shares deposits
  • QUICK CASH drawdown flexibility
  • EARN INTEREST on idle funds with credit balance >RM5,000 in SMF account
  • Competitive SINGLE COUNTER FINANCING package and IPO/ESOS FINANCING solutions
  • Unconditional FULL REIMBURSEMENT of inward pledging CDS fee of RM10 per stock
  • Conditional FULL REIMBURSEMENT of 0.50% stamp duty
  • FREE MOVING COST for qualified redemption case